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Low APR Auto Loans

Car shopping can be both a fun and nerve-wracking experience at the same time. It should be fun, because buying a car means that you get to look at many new and used models with their improved handling, safety and convenience features.

One of the most important steps in getting a low APR auto loan is knowledge. This means knowing your credit score as well as what your credit report looks like. You can sign up for a service from any of the three credit bureaus--TransUnion, Experian and Equifax, plus other sites such as FreeScore360.com-- that will, for a fee, furnish you with monthly reports concerning your credOnce you are familiar with your credit history and know your credit score, the next step is to determine if you qualify for a regular, online low apr auto loan approval (if you have a credit score of 640 plus), or if you will need to secure a bad credit auto loan approval. Shopping for a low apr auto loan, or a regular auto loan, means you need to check with your credit union and local banks to determine the best rate. Armed with this knowledge, you can walk into a car dealer with confidence, and get the best deal possible on the loan that you qualify for.it score, and they will monitor the inquiries on your credit report. You can also request, at no cost, an annual credit report from the three main bureaus.